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The information provided on Financial IQ by Susie Q is believed to be generally accurate, but should not be considered responsive to any particular individual situation, may not be complete and may not be precise. The author does not hold any designations that qualify her as an expert on these topics, but rather is providing this information based on her practical experience in business and life. As such, by reading or using the information in this blog, you are agreeing that you will not hold the author liable for any inaccuracies contained on this blog or any losses you may incur as the result of applying the information in this blog to your or anyone else’s individual situation. As with all things in life, if in doubt about how information in this blog may apply to your individual situation, please seek and obtain qualified professional advice from a person recognized and, where appropriate, licensed in their particular field. Suzie Q does not, in any way, even by her comments in this blog, hold herself out or represent herself as qualified or licensed to render such individualized advice.