Annual Percentage Rate - Financial IQ by Susie Q

The interest rateThe percentage which, when multiplied by the face amount or principal of a financial instrument, such as a bond, savings account or loan, determines the amount of interest that will be paid to or by t... More adjusted to reflect any associated expenses, such as closing costs, mortgage insurance or loan origination fees. Annual percentage rates are always stated before consideration of the impact of any compounding.

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Investing for Dividends December 3, 2019

Investing for dividends is one of many strategies investors use to identify stocks for their portfolios. Among the strategies I identified in my post on what you need to know about stocks, this is not one that I have ever used. So I reached out to one of my Twitter followers who uses it to get […]

Susie Q

Reading Financial Statements November 20, 2019

Reading financial statement guides many investors in their decisions to buy and sell stocks. Investors who focus on financial fundamentals look at recent financial statements in the context of other trends to estimate how much a company’s future profit might grow. High-dividend yield investors need to understand the company’s financial statements to evaluate the sustainability […]

Susie Q

What You Need to Know About Stocks November 5, 2019

Stocks are a common choice for many investors. There are two types of stocks – preferred and common. Because most investors buy common stocks, they will be the subject of this post. I’ll talk about what you need to know about stocks before you buy them, including: Stocks and how they work. The price you […]

Susie Q

Recovery from Financial Disaster October 15, 2019

Ever wonder how you’d handle a complete reversal of your finances? I have a friend who had a lifestyle most people would envy and lost everything, including her marriage. I didn’t meet her until after her recovery from her financial disaster. She is one of the most resilient, generous people I know and was kind […]

Susie Q

Top Ten Posts in Our First Year October 8, 2019

Financial IQ by Susie Q celebrated its first birthday last week. In the first year, we published 52 posts on our site, two of which were guest posts from other authors, and published two posts on other blogs. In case you haven’t had time to keep up with reading the posts as they are published, […]

Susie Q