Annual Percentage Yield - Financial IQ by Susie Q

The annual percentage rateThe interest rate adjusted to reflect any associated expenses, such as closing costs, mortgage insurance or loan origination fees. Annual percentage rates are always stated before consideration of... More after consideration of the impact of compounding. Annual percentage yieldThe annual percentage rate after consideration of the impact of compounding. Annual percentage yield is the same thing as the effective annual rate. is the same thing as the effective annual rateThe annual percentage rate after consideration of the impact of compounding. Effective annual rate is the same thing as the annual percentage yield..

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Don’t Make these Financial Mistakes July 7, 2020

The world is going through a very difficult phase. Everywhere we are hearing that we need to get adjusted to the ‘new normal’. Nothing is normal as it used to be. Children are not able to go to schools. Most people are working from home. Healthcare professionals are working day and night for the recovery […]

Good Nelly

Selecting Stocks with a Score June 23, 2020

My husband really likes selecting stocks with a score, the Piotroski score in particular. Briefly, Professor Piotroski created a set of nine financial ratios that contribute to the score. If a company meets a certain criterion and has favorable results on 8 or 9 of the ratios, his analysis indicates that the company’s stock is […]

Susie Q

Picking Stocks Using Pictures June 9, 2020

Technical analysts select companies for their portfolio based on patterns in stock prices. That is, it allows them to enhance their process of picking stocks by using pictures. This approach is very different from some of the others I’ve discussed, as buy and sell decisions are based in large part on these patterns and less […]

Susie Q

Should I Buy Stocks Now? May 26, 2020

Many, if not most, financial advisers recommend accumulating wealth from a diversified set of investments including stocks. An investor can add stocks to her/his portfolio by purchasing stocks from an individual company or from buying mutual funds. With the stock market down double digits since the beginning of 2020, some experts say stocks are “on […]

Kay Rahardjo

How to Buy Life Insurance May 12, 2020

Choosing the right type of life insurance policy and its death benefit can be confusing. Not too long ago, I published a guest post from Baruch Silverman of The Smart Investor on the different types of life insurance. In this post, you’ll learn how to buy life insurance. Specifically, I’ll help you evaluate which, if […]

Susie Q