Annual Percentage Yield - Financial IQ by Susie Q

The annual percentage rateThe interest rate adjusted to reflect any associated expenses, such as closing costs, mortgage insurance or loan origination fees. Annual percentage rates are always stated before consideration of... More after consideration of the impact of compounding. Annual percentage yieldThe annual percentage rate after consideration of the impact of compounding. Annual percentage yield is the same thing as the effective annual rate. is the same thing as the effective annual rateThe annual percentage rate after consideration of the impact of compounding. Effective annual rate is the same thing as the annual percentage yield..

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Tax-Efficient Investing Strategies – Canada July 9, 2019

You can increase your savings through tax-efficient investing. Tax-efficient investing is the process of maximizing your after-tax investment returns by buying your invested assets in the “best” account from a tax perspective. You may have savings in a taxable account and/or in one or more types of tax-sheltered retirement accounts. Your investment returns are taxed […]

Susie Q

6 Ways to Slay Your Student Debt This Year June 25, 2019

From Susie Q: I’m not as familiar with student debt as I am with the other topics on which I write, so was pleased to accept this guest post from Kate Underwood. Kate is a freelance writer and staff writer for Club Thrifty, a website dedicated to helping people dream big, spend less, and travel […]

Kate

Tax-Efficient Investing Strategies June 11, 2019

Susie Q

New vs Used Cars April 30, 2019

Is buying a used car really all that important to your financial health? I’ve seen lots of articles and posts that say that financially responsible people buy only used cars. Being the data geek that I am, I was curious so looked into the question. In this post, I’ll provide you with my insights on […]

Susie Q

My Next Car: Pay Cash, Borrow or Lease? April 16, 2019

The finances of buying a car can be tricky. In addition, there are so many other things to consider. What kind of car do I like? How often do I want to replace my car? How many people (and pets) do I need to be able to transport comfortably? Through what weather conditions do I […]

Susie Q