Comprehensive - Financial IQ by Susie Q

As it related to car insurance, a coverage that reimburses you for damage to or loss of your car from any one of a list of specified perils other than a collisionInsurance coverage that reimburses you for damage to your car when it impacts another vehicle or object or rolls over. . Covered perils include theft, fire, hail, flood, animals and others.

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Should I Buy Stocks Now? May 26, 2020

Many, if not most, financial advisers recommend accumulating wealth from a diversified set of investments including stocks. An investor can add stocks to her/his portfolio by purchasing stocks from an individual company or from buying mutual funds. With the stock market down double digits since the beginning of 2020, some experts say stocks are “on […]

Kay Rahardjo

How to Buy Life Insurance May 12, 2020

Choosing the right type of life insurance policy and its death benefit can be confusing. Not too long ago, I published a guest post from Baruch Silverman of The Smart Investor on the different types of life insurance. In this post, you’ll learn how to buy life insurance. Specifically, I’ll help you evaluate which, if […]

Susie Q

Do I Need a Financial Planner? April 28, 2020

Creating your own financial plan can be a daunting task. If you aren’t sure where to get started or have a plan but want to improve it, a financial planner might be able to help. I’ve never used a financial planner, so I interviewed two friends who use a planner and Graeme Hughes[1], The Money […]

Susie Q

A Man is Not a (Sound Financial) Plan April 14, 2020

“A Man is Not a Plan!” It sounds like a very dated statement, but a guide on a recent trip I took told me about a conversation he had with one of his nieces about her finances. They were talking about how she could improve her financial situation by building a sound financial plan. As […]

Susie Q

At What Price Should I Buy a Stock? March 31, 2020

Deciding at what price to buy a stock or other security is almost as hard as deciding whether to buy the security at all. There are many different approaches for deciding at what price to buy a stock. One of the ones I’ve seen discussed most often is dollar-cost averaging. Other strategies include (1) buying […]

Susie Q