As it related to car insurance, a coverage that reimburses you for damage to or loss of your car from any one of a list of specified perils other than a Insurance coverage that reimburses you for damage to your car when it impacts another vehicle or object or rolls over. More. Covered perils include theft, fire, hail, flood, animals and others.
I am also a retired property-casualty A professional who assesses and manages the risks of financial investments, insurance policies and other potentially risky ventures. Source: www.investopedia.com/terms/a/actuary.asp More (someone who works with the math and statistics related to insurance). I spent a significant portion of my career building statistical models of all of the financial risks of an insurance company and interpreting their findings to help senior management make better financial decisions. I retired in my late 50’s, which one of my daughter’s friends thought clearly qualified me to write this blog. Read more about Susie Q