Endorsement – Financial IQ by Susie Q

A change to an insurance policy that adds, modifies or deletes some aspect of coverage.

Make the Most of your Benefits Package October 27, 2020

Many employers offer a benefits package. The most common benefits are health insurance and a retirement plans, topics I’ve covered in other posts. Some benefits packages have other features, such as dental and vision insurance, various kinds of disability and life insurance and, in Canada, extended health care. In this post, I’ll identify the parts […]

Susie Q

The Case for a Few Good Stock Runners October 13, 2020

Many investors limit the amount of their investments in individual companies to manage the risk in their portfolios. Others advocate holding on to stocks whose prices increase faster than the rest of your portfolio (which I’ll call stock runners) as long as the reason you bought the stock in the first place continues to hold […]

Susie Q

Celebrating Our Second Birthday! October 2, 2020

We hope you will help us celebrate our second birthday on Friday, October 2, 2020! In the past year, we published 26 posts on topics ranging from life insurance to investing to financial planning to bitcoin. In this post, I review what we’ve been doing, our most popular posts and ideas we have for future […]

Susie Q

Why I Chose Patience over Re-balancing September 15, 2020

Many financial advisors recommend re-balancing your portfolio no less often than annually to ensure the asset allocation is consistent with your risk tolerance, as illustrated in this post from Schwab. In the past, I haven’t been one to re-balance my portfolio, so I spent some time thinking about why I haven’t followed this common advice. […]

Susie Q

What is Bitcoin: The Short and Long Answers September 2, 2020

The phrase “what is Bitcoin” is currently getting between ten and one hundred thousand search queries in Google per month. There is a broad spectrum of answers out there. In this exposition we’ll give an accessible answer that will help you decide if cryptocurrency is an investment that is right for you. What is Bitcoin? […]

Adam Wilson