Interest - Financial IQ by Susie Q

A charge for borrowing money, most often based on a percentage of the amount owed.

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Good Debt vs Bad Debt: Key Characteristics January 8, 2020

Not all debt is bad! The specific definitions of good debt vs bad debt will vary from person to person. For people who plan to retire very early and live on a limited income or for people who know that they have a hard time paying their bills either for lack of money or organization […]

Susie Q

Picking Stocks December 17, 2019

Many investors create their own portfolios by picking stocks in individual companies. As discussed in my post on the basics of stocks, picking stocks in individual companies is one of several strategies for creating an investment portfolio. Alternatives to picking stocks in individual companies include buying mutual funds and exchange-traded funds. I’ll talk about those […]

Susie Q

Investing for Dividends December 3, 2019

Investing for dividends is one of many strategies investors use to identify stocks for their portfolios. Among the strategies I identified in my post on what you need to know about stocks, this is not one that I have ever used. So I reached out to one of my Twitter followers who uses it to get […]

Susie Q

Reading Financial Statements November 20, 2019

Reading financial statement guides many investors in their decisions to buy and sell stocks. Investors who focus on financial fundamentals look at recent financial statements in the context of other trends to estimate how much a company’s future profit might grow. High-dividend yield investors need to understand the company’s financial statements to evaluate the sustainability […]

Susie Q

What You Need to Know About Stocks November 5, 2019

Stocks are a common choice for many investors. There are two types of stocks – preferred and common. Because most investors buy common stocks, they will be the subject of this post. I’ll talk about what you need to know about stocks before you buy them, including: Stocks and how they work. The price you […]

Susie Q