Physical damage coverage – Financial IQ by Susie Q

An insurance coverage that protects you when you cause damage to your own property, such as in a car accident, or without human cause, such as fire, hail, storm or earthquake.

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Flex or Fix in Buy vs. Rent December 1, 2020

Your residence is likely one of your biggest expenses. The most common options for residences are renting and purchasing. There are costs and benefits to both approaches, some of which depend on your lifestyle and goals and some of which depend on your finances. In this post, I’ll explain many of the factors that can […]

Susie Q

Holidays on a Budget November 10, 2020

Even in normal circumstances, the holidays can be stressful. With the concerns about travel and the impact on many people’s income from COVID-19, the 2020 holidays are likely to be even more challenging. In this post, I’ll provide ideas that might help alleviate some of that stress and help make the most of the season, […]

Susie Q

Make the Most of your Benefits Package October 27, 2020

Many employers offer a benefits package. The most common benefits are health insurance and a retirement plans, topics I’ve covered in other posts. Some benefits packages have other features, such as dental and vision insurance, various kinds of disability and life insurance and, in Canada, extended health care. In this post, I’ll identify the parts […]

Susie Q

The Case for a Few Good Stock Runners October 13, 2020

Many investors limit the amount of their investments in individual companies to manage the risk in their portfolios. Others advocate holding on to stocks whose prices increase faster than the rest of your portfolio (which I’ll call stock runners) as long as the reason you bought the stock in the first place continues to hold […]

Susie Q

Celebrating Our Second Birthday! October 2, 2020

We hope you will help us celebrate our second birthday on Friday, October 2, 2020! In the past year, we published 26 posts on topics ranging from life insurance to investing to financial planning to bitcoin. In this post, I review what we’ve been doing, our most popular posts and ideas we have for future […]

Susie Q