A Financial Literacy Blog for All
The All Seasons Portfolio reports amazing statistics about its returns. I’d never heard of the All Seasons Portfolio, so had to check it out. As I’ll discuss in more detail, it is an asset allocation strategy with more than 50% of the portfolio allocated to …
It is so important that kids learn about financial matters when they are young. Although we didn’t have any formal plan, our kids took away a few important tidbits over the years. In this post, I’ll provide you with the 7 most repeated pieces of …
Before we talk about the specific indicators that would signify stock market sell signals, we must understand why we bought each stock in the first place. The simple theory of ‘buy low, sell high’ seems practically very easy, but the reality of the situation is …
How to Read Stock Charts
Wouldn’t it be great if you could improve your investment returns by owning securities when prices are increasing and selling them before they crash? If you learn how to read stock charts, you might have a chance at doing so. People take many different strategies for investing in stocks. I ...
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Reducing Risk with an Annuity
Is an annuity a good investment option for you? One of my younger followers had a financial planner suggest that he purchase life insurance and annuities as part of his investment portfolio. His questions about whether they were good choices for him were the impetus for Financial IQ by Susie ...
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Susie Q’s Personal Financial Planner
What are your dreams? What are your hopes for your life? Are there things that are important to you? What keeps you up at night? A solid financial plan will make the answers to these questions clearer and better allow you to achieve your aspirations and minimize your worries. Whatever ...
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A Reverse Mortgage for Retirement Planning
A reverse mortgage can be a valuable financial management tool for seniors and their families. However, if misunderstood or misused, borrowers and their heirs can encounter any one of a number of different challenges. In this post, I’ll define "reverse mortgage" and provide illustrations of several of its variations. I’ll ...
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